Increased scrutiny of A & D loans by regulators has created an uncertain environment for lenders. Many avoid A & D projects entirely. In doing so, they miss the opportunity for loan fees and profitable interest rates, while helping to finance community growth. Cold River Partners brings experience and confidence to the process, making loan decisions easy and projects successful.
- Meets Part 365 Real Estate Lending Standards for Residential A & D Loans Zoning review/evaluation
- Plan and construction budget review
- Market conditions and absorption projections
- Appraisal and comp review
- Demographic indicators and employment trends
- Contingency review and monitoring
- Construction draws review and field inspection
- Project workouts and completion.
- Confidence in project review from our team with over 60 combined years of experience and tens of thousands of residential lots developed
- Comprehensive Loan review support; • Complete project analysis and progress review
- Professional on-site visibility
- Objectivity of market conditions
- Certainty of compliance; • Confidence in reporting.